How to buy a Car

Did better this time, here is a quick summary

1. You can do much better than the MSRP - check truecar.com, compare deals
2. Talk to a credit union before going to the dealer, but ask the dealer to get you a loan.
3. Go with Friends to the dealer.
4. Don't ever fall for this trick:
1. This is a great car worth $40K, but since it is here for a year, i'm giving it to you for 28K
2. But you have to walk out with it.
3. Check the KBB value of a brand new dealer car, but with sitting at the dealer for a year. It will be worth 28k anyway.
5. Partially, use your CC to make the downpayment. You will get credit points.
6. Gap insurance is not needed if your downpayment is considerable.